Order SMSF Documents

These trustee minutes provide for the return of non-concessional contributions where the member has not satisfied the 'work test' for the income year to be able to make the contribution - Items 2- 4, SIS Regulation 7.04(1). 

The amount is not an excess contribution, but rather is allowed to be returned due in accordance SIS Regulation 7.04(4).

NB.  This document will be added to the Smarter platform in the near future.

Generate documents to allocate an amount from an Investment Reserve within a SMSF that complies with the crediting rules within Reg. 291.25.01 of the ITAR 1997.

The following documents will be generated as part of the completed order:

• Trustee meeting to allocate from the investment reserve
• Trustee notification to member of allocation from the investment reserve

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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Generate a certificate of complying status that will outline that it is:

• a regulated self-managed superannuation fund (SMSF);
• is complying for the purposes of superannuation law; and
• can accept contribution and rollover amounts

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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This document provides an SMSF with notice of a change to the interest rate applicable to an existing loan facility being provide to an SMSF (e.g. related party LRBA).

The following documents will be generated as part of the completed order:

• Notice to vary interest rate
• Trustee resolution about variation of interest rate

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

Keywords: safe harbour, LRBA, PCG 2017/5, limited recourse borrowing arrangement, interest rate

Generate documents for a SMSF to refinance their existing limited recourse loan to ensure that the terms of the loan demonstrate that of an arm's length dealing (refer to the safe harbours in PCG 2016/5)

The following documents will be generated as part of the completed order:

• Refinance Facility Agreement;
• Member Acknowledgements;
• Trustee resolutions

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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This allows you to generate documents to change the name of an existing Self-Managed Super Fund (SMSF).

The following documents will be generated as part of the completed order:

• Deed of Name Change
• Trustee minutes approving the change of name

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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Generate documents to add an existing Non-Lapsing Binding Death Benefit Nomination (BDBN) as a Paramount Document in accordance with the TSA SMSF Trust Deed (Ver: 2017-03, available from March 2017 onward).

The following documents will be generated as part of the completed order:

• Member request to add existing Non-Lapsing BDBN as a Paramount Document
• Trustee Meeting
• Trustee Notification to Member adding the Non-Lapsing BDBN as a Paramount Document

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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This form creates a Deed of Appointment of Guardian that permits a Member of the Fund to appoint a Guardianfor that Member pursuant to a Deed of Appointment of Guardian or Conditional Pension Deed for thepurposes of the better management and supervision of the Member’s superannuation interests held in theFund.

The following documents will be generated as part of the completed order:

• Deed of Appointment of Guardian.

A sample document is available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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This form allows you to generate documentation relating to the winding up of a self-managed super fund.

As you complete the form to generate the order you will be asked to determine whether benefits are payable to one or more members as part of the fund's wind up.

The following documents will be generated as part of the completed order:

• Trustee minute regarding the decision to wind up the fund;
• Trustee Notifications to Member(s) regarding transfer out of benefits; and
• Trustee minutes on finalisation of wind-up process including transfer out of member benefits

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

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This form allows you to generate documents that will add or remove a member within a SMSF, including changes to the trusteeship of the fund where they may be required to be appointed or resign as an individual trustee or director of the trustee company.

The following documents will be generated as part of each completed order.

Adding a member:

• Member application (add);
• Product Disclosure Statement (PDS);
• Trustee Minute accepting new member or cessation of member;
• Consent to Act (new trustee/director);
• ATO Trustee Declaration (new trustee/director);

Removing a Member:

• Trustee Minute regarding cessation of membership; and
• Trustee Notification to Member for cessation of membership

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

Keywords: add, remove, retire, new member, resign, cease, cessation, exiting, exit

Generate documents that support a member (and spouse) 65 or over that has satisfied the qualifying conditions to make a downsizer contribution from the sale proceeds of their principal residence.

The following documents will be generated as part of the completed order:

• Member declaration
• Trustee minute accepting contribution(s)
• Pre-populated ATO 'downsizer contribution into super' from (NAT 75073-12.2018).

Sample documents for the downsizer contribution documents are available to view within the knowledge base.  You can save this order to resume at any time and can review prior to submission.

Keywords: downsizer contributions, principal residence, over 65, main residence

This form allows you to generate documentation to split concessional contributions to a spouse.  As you complete the form to generate the order you will be asked to determine the splittable amount by dollar or percentage.

The following documents will be generated as part of the completed order:

• Request to split taxed contributions to spouse;
• Minutes authorising split of taxed contributions; and
• Populated ATO contribution splitting application form

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: contribution splitting, split, taxable contributions, concessional contributions, notice, taxed contributions

Generate a trustee minute that approves for the change of the fund's asset allocation within the investment strategy.  This form does not make changes to the overall fund objectives, risk, liquidity, insurance or reserves management within the fund.

A trustee resolution will be generated adopting a change to the fund's overall asset allocation as part of the obligations to regularly review the investment strategy.

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

Keywords: investment strategy, change to asset allocation, vary, alter, adopt

Generate an audit confirmation letter for SMSF members to confirm the benefits paid, both pension and lump sum amounts for the fund's auditor during a financial year.  Please note that one document is created per fund member that is required to confirm the benefits that they have received from the super fund.

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

Keywords: audit confirmation of benefit paid, pension, account based pension, ABP, TRIS, transition to retirement income stream, minimum pension

Generate trustee documents that support a member between 67 - 74 years of age having satisfied the work test during a financial year to be able to make a contribution into superannuation.  From 1 July 2019, where the work test is satisfied in the previous financial year and the member has a Total Superannuation Balance (TSB) < $300,000, a contribution can also be made into superannuation.  This order form covers both of these combinations.

The following documents will be generated as part of the completed order:

• Gainful employment declaration (current year or previous year);
• Trustee minutes accepting contribution and meeting work test or work test exemption.

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate a death benefit nomination where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: work test, contributions, accepting, gainful employment, part-time, work test exemption, WTE contribution.

This form allows you to generate contribution reserving minutes for concessional contributions (CC) and non-concessional contributions (NCC), following the Commissioner's public guidance in TD 2013/22 and SMSFRB 2018/1.

As you complete the form to generate your contribution reserving documents, you will be asked to determine whether the contributions are concessional or non-concessional, and whether they are being made as member or employer amounts.

The following documents will be generated as part of the completed order:

• Creation and allocation to a contributions reserve
• Allocation from a contributions reserve
• ATO's Request to adjust concessional contributions form - coming soon

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: contribution reserving, holding account, NCC, CC, concessional, non-concessional, request to adjust 

Generate documents to create an In-House Asset (IHA) Loan Agreement between a complying SMSF and a related party in accordance with Part 8 of the SIS Act, which allows for a loan of up to 5% of the fund's assets.

The following documents will be generated as part of the completed order:

• IHA Loan Facility Agreement
• Trustee Resolution
• Notice of Loan Facility Agreement
• Draw down Notice for Advance from the Loan Facility

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: in-house asset, IHA, loan agreement, 5%, 

Generate documents for an existing super income stream (ABP or TRIS) to automatically revert to a reversionary beneficiary upon the member's death, subject the the rules of the existing pension and fund's trust deed.

The following documents will be generated as part of the completed order:

• Notification of member's death
• Trustee minutes of meeting
• Trustee notification of reversionary pension (DBP)

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: auto reversionary, pension reversion, ABP, TRIS, account based pension, transition to retirement income stream, death benefit, pension, superannuation income stream

Generate documents to add or remove a reversionary beneficiary from an existing superannuation income stream.  The governing rules of the Smarter SMSF Deed allows for an income stream to be altered mid-stream, rather than having to rollback the pension and commence a new pension.  This may be important in a range of circumstances including the Centrelink grandfathering rules for pre-1 January 2015 income streams.

The following documents will be generated as part of the completed order:

• Member request for add or remove a reversionary beneficiary - Trustee minutes regarding the decision to add or remove the reversionary beneficiary
• Trustee notification of the changes to the income stream

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: add or remove reversionary beneficiary, change beneficiary, adding, removing

Currently available as a word document template only.

This document provides information to the trustee(s) regarding the death of a fund member, including the trustee(s) reviewing any existing DBN to determine how to deal with the payment of a super death benefit.  These documents also consider the need to appoint a replacement director/trustee as a result of the member's death until the death benefit has begun to be paid.  

Note: this document is one of several documents that may need to be created, depending upon how the deceased member was currently receiving the benefit and the decisions of the surviving beneficiary/ies. 

Keywords: death of member, death benefit, deceased, payment, cashing, lump sum, pension, beneficiary, beneficiaries, reversionary, tax dependant, SIS dependant, non-dependant

This allows you to generate documents regarding a member having satisfied a condition of release with a nil cashing restriction, moving benefits to unrestricted non-preserved.

The following documents will be generated as part of the completed order:

• Member notification of satisfying condition of release
• Trustee minutes acknowledging condition of release met

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate a death benefit nomination where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: satisfying condition of release, retirement condition, attaining age 65, permanent incapacity, terminal illness

This form will create a trustee minute where a member has not met the minimum pension for an income year and wishes to self-assess to utilise the Commissioner’s General Powers of Administration to allow for the income stream to continue, allowing the fund to claim earnings tax exemption (ECPI).

The following documents will be generated as part of the completed order:

• Trustee minute of minimum pension shortfall and claim tax exemption based upon Commissioner’s GPA concession.

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: minimum pension shortfall, GPA concession, did not meet minimum pension, 

Generate documents to add the existing resolutions, minutes or agreement that commenced an Account Based Pension (ABP) or Transition to Retirement Income Stream (TRIS) as a Special Rule of the Fund where a trustee has upgraded to Smarter SMSF Deed.

In addition, the member can request whether they wish for the terms and conditions of that document are to become a Paramount Document (for estate planning purposes).

The following documents will be generated as part of the completed order:

• Member notification to add Account Based Pension as a Special Rule of Fund
• Trustee resolution to add ABP or TRIS as Special Rule of Fund, including as a Paramount Document; and
• Trustee notification adopting Income Stream (ABP or TRIS) as a Special Rule.

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: special rule, account based pension, abp, transition to retirement income stream, TRIS, trust deed, paramount document

Generate annual pension review minutes that calculate the revised pension for an ABP or TRIS for the current income year.  In addition, following the introduction of the super reforms from 1 July 2017, this documentation also contemplates how benefits are paid where the member takes more than the minimum pension for the income year, including lump sum withdrawals and partial commutation amounts.

The following documents will be generated as part of the completed order:

• Annual Pension Review minutes
• Member notification for above minimum pension amounts
• Trustee minutes regarding treatment of above minimum pension amounts

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: pension, above minimum, PCG 2017/5, minimum pension, maximum, ABP, TRIS, account based pension, transition to retirement income stream

The decision in Re Narumon's case provided critical insights into how the courts deal with the payment of pensions, in particular where pension documents are missing or insufficient.  In response to this decision, Smarter SMSF is providing a Pension Deed of Affirmation and Confirmation that deals with the situation where a pension is currently being paid but no pension documents exist (or can be found).

The following documents will be generated as part of the completed order:

• Pension Deed of Affirmation & Confirmation; and
• Replacement Pension Agreement

Sample documents will soon be available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate the documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: Pension, Account Based Pension, Transition to Retirement Income Stream, ABP, TRIS, missing pension documents, pension deed, confirm, affirm, lost

Generate documents to move a Transition to Retirement Income Stream (TRIS) into Retirement Phase where the member has satisfied a condition of release with a nil cashing condition.

Important Note:
The ATO have indicated that a TRIS does not convert into an Account Based Pension (ABP), but rather the TRIS continues with the maximum pension limit falling away after the member has met a nil cashing condition. If you wish to convert to an ABP, a commutation and re-purchase of the income stream is required.

The following documents will be generated as part of the completed order:

• Member request with condition of release and written notice for retirement phase
• Trustee Meeting and resolutions to move TRIS to Retirement Phase
• Trustee Notification regarding TRIS moving to Retirement Phase
• Transfer Balance Account Report (TBAR) - coming soon

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

To find out more, visit our document page TRIS to Retirement Phase on the Smarter SMSF website.

Keywords: transition to retirement income stream, abp conversion, convert tris to abp, tris conversion, condition of release, retirement phase

Generate documents to rollback an Account Based Pension (ABP) or Transition to Retirement Income Stream (TRIS) to accumulation phase and where it forms part of a pension reboot (rollback and commencement).

The following documents will be generated as part of the completed order:

• Member request to rollback pension
• Trustee resolution to rollback pension
• Trustee notification of pension rollback

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

To find out more, visit our document page Rollback of Pension on the Smarter SMSF website.

Keywords: pension reboot, re-boot, rollback, full commutation, cease, stop, income stream

Generate documentation regarding a decision by the member on how to treat benefit payments from their superannuation interests once they have reached their minimum pension (or 50% reduced minimum pension).  This may include a prospective election to treat amounts as either lump sum withdrawals and/or partial commutation amounts.

The following documents will be generated as part of the completed order:

• Member notification for above minimum pension amounts
• Trustee minutes regarding treatment of above minimum pension amounts

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

Keywords: COVID-19, reduced minimum pension, 50% reduced pension, pension, above minimum, PCG 2017/5, minimum pension, maximum, ABP, account based pension, retirement phase income stream, coronavirus.

Generate lump sum documents to make a benefit payment from a member's superannuation interest, including cash lump sum, in-specie asset transfer and as part of a death benefit payment.

The following documents will be generated as part of the completed order:

• Member request for lump sum
• Trustee minutes regarding payment of lump sum
• Trustee notification for lump sum payment

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

To find out more, visit our document page Lump Sum on the Smarter SMSF website.

Keywords: lump sum, death benefit, in-specie, asset transfer, cash payment

Generate documents to partially commute an Account Based Pension (ABP) in accordance SIS Regulation 1.07D and the Commissioner's guidance in TR 2013/5 and PCG 2017/5.

The partial commutation to exchange part of the income stream payment into a lump sum that is paid to the member - this can be via a cash payment or as an in-specie asset transfer.  Importantly, since 1 July 2017, no amount from a partial commutation will count towards a member's minimum pension for an income year.

The following documents will be generated as part of the completed order:

• Member request for partial commutation
• Trustee minutes regarding partial commutation
• Trustee notification of partial commutation
• Transfer Balance Account Report (TBAR) - coming soon

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have set up the fund and member information within Simple Fund 360 or Class Super.

To find out more, visit our document page Partial Commutation on the Smarter SMSF website.

Keywords: partial commutation, lump sum, in-specie, cash

Generate a trustee minute where the fund makes a choice to apply for an actuarial certificate that covers the entire financial year, where it both segregated and unsegregated periods. Note, a fund cannot apply 'choice' for ECPI purposes where it has disregarded small fund assets.

A trustee minute will be generated for the financial year where they choose to use to apply the proportionate method for the entire financial year, where the fund has both segregated and unsegregated periods.

Sample documents are available to view within the knowledge base. You can save this order to resume at any time and can review prior to submission.

SMSF software integration

You can automatically populate fields to generate these documents where you have the fund information within Simple Fund 360 or Class Super.

Keywords: ECPI, exempt current pension income, segregated method, unsegregated method, actuarial certificate, deemed segregated period, DSP, tax exemption