Date: Tuesday, 14 July 2026

Time: 11:00 AM AEST

CPD Points: CPD Members – Accredited hours: 0.75 hrs (CPD certificate) / All Others – Unstructured hours: 0.75 hrs (no CPD certificate)

About the Webinar

The SMSF borrowing landscape has just shifted overnight.

As part of a fast-tracked political deal with the Australian Greens to secure passage for broader budget changes—including adjustments to Capital Gains Tax (CGT) rules and negative gearing—the Federal Government has officially legislated a ban on the use of Limited Recourse Borrowing Arrangements (LRBAs) to acquire residential property.

While the political headlines frame this as a simple, straightforward “loophole closure,” the reality for SMSF practitioners and their clients is far more complex. The legislative mechanism actually restricts all real property LRBAs strictly to “Business Real Property”, leaving a trail of technical nuances, mixed-use property questions, and strict grandfathering deadlines in its wake.

In this timely and critical webinar, SMSF industry experts Aaron Dunn and Tim Miller will dissect this negotiated change. They will move past the headlines to help you navigate both the strict legislative text, the immediate practical impacts on your clients, and how the Smarter SMSF documents will evolve as part of these changes.

What We Will Cover:

• The Legislative Mechanics: A deep dive into the specific amendments to the SIS Act and what exactly constitutes “Business Real Property” under the new rules.

• The Critical Timeline: Key dates you must know—specifically the upcoming 10 August 2026 implementation deadline—and what it means for contracts currently in progress.

• Grandfathering & Guardrails: Understanding how existing residential LRBAs are protected, and the major compliance traps that could inadvertently void a client’s grandfathered status (e.g., refinancing or restructuring).

• The “Grey Areas”: Navigating complex asset structures, including mixed-use properties (like a shop with a flat upstairs), primary production land, and residential properties used for commercial purposes.

• Smarter SMSF Document Suite Updates: A first look at how we are adapting our platform. We will detail the specific changes being rolled out across our document suite, including:

  • Updates to the LRBA Bare Trust & Related Party Loan order forms to enforce compliance.

  • New mandatory trustee declarations regarding Business Real Property validation.

  • Updated SMSF Trust Deed governing rules and Product Disclosure Statements (PDS) to reflect the new legislative constraints.

• Practical Practice Action Plan: How to rapidly identify affected clients, communicate the changes, and pivot your strategy moving forward.

Note for Practitioners: With only 45 days between Royal Assent and the commencement date, the clock is ticking for clients currently looking to exchange contracts. This session will provide the exact clarity you need to advise them safely and ensure your documentation remains bulletproof.

Your Presenters:

Why You Should Attend

Aaron and Tim bring decades of combined SMSF technical expertise. Rather than just reading you the new law, they will focus on the practical execution—giving you the support, the timelines, and the updated documentation workflows needed to guide your clients through this major regulatory shake-up with absolute confidence.

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